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Home Loans

Whether you are buying a new home or simply refinancing your current mortgage, IntegrUS Credit Union has a loan that is just right. IntegrUS specializes in first time homebuyers by making the process easy.

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Home Loans

Whether you are buying a new home or simply refinancing your current mortgage, IntegrUS Credit Union has a loan that is just right. IntegrUs specializes in first time homebuyers by making the process easy. Additionally, we work with veteran homebuyers by providing the option/product they’re looking for.

 

Choose from a variety of home loans with competitive interest rates and closing costs including:

  • 10, 15, 20, 25 and 30 year fixed rate mortgages
  • Adjustable rate mortgages
  • FHA mortgages
  • VA home loans
  • USDA (Rural Development Mortgage)
  • Solutions for borrowers with less than perfect credit
  • Land and lot financing
  • 2nd home and vacation homes
  • Investment properties

Home Mortgage Rates Purchase or Refinance

TermAPR
3 Year ARMCall for Current Rate
5 Year ARMCall for Current Rate
10 YearCall for Current Rate
15 YearCall for Current Rate
20 YearCall for Current Rate
25 YearCall for Current Rate
30 YearCall for Current Rate
* All rates quoted as Annual Percentage Rate (APR). Annual Percentage Rate are subject to change without notice. The APR you receive will be based upon creditworthiness criteria.

Apply For a Home Mortgage Loan

Home Equity Loans

Whether you are looking to make home improvements, buy a car, or simply want to be prepared for unexpected expenses, the equity in your home could be the key. We offer two different types of Home Equity Loans:

Home Equity Line of Credit, Variable Rate

TermLoan-To-ValueAPR*
Up to 180 MonthsUp to 80% LTV5.00% Floor Rate
Up to 180 MonthsUp to 90% LTV6.00% Floor Rate
* All rates quoted as Annual Percentage Rate (APR). Annual Percentage Rate are subject to change without notice. The APR you receive will be based upon creditworthiness criteria.

Home Equity Loans, Fixed Rate

TermLoan-to-ValueRate*
36 MonthsUp to 80% LTV3.99%
36 MonthsUp to 90% LTV4.99%
48 MonthsUp to 80% LTV3.99%
48 MonthsUp to 90% LTV4.99%
60 MonthsUp to 80% LTV3.99%
60 MonthsUp to 90% LTV4.99%
*Annual Percentage Rate may vary due to loan amount and closing costs and are subject to change without notice. The rate you receive will be based upon creditworthiness criteria.

Apply for a Home Equity Loan

Home Improvement Loans

IntegrUS offers several flexible home improvement loan products for projects big and small. Do you want to build a deck, install new windows or and an addition to your house, there is a loan that just right for you – at low rate and with minimal closing costs!

Home Improvement Loans, Fixed Rate

TermLoan-To-ValueRate*
36 MonthsUp to 105% LTV7.99%
48 MonthsUp to 105% LTV7.99%
60 MonthsUp to 105% LTV7.99%
*Annual Percentage Rate are subject to change without notice. The APR you receive will be based upon creditworthiness criteria, loan amount and closing costs. Rate includes .50% discount for automatic payment, active checking account & e-statements.

Apply for a Home Improvement Loan